Roth Ira Contribution Limits 2025 Phase Out. The annual roth ira contribution limit in 2023 is $6,500 for adults younger than 50 and $7,500 for adults 50 and older. Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth accounts.
You can leave amounts in your roth ira as long as you live. After your income surpasses that, you’ll enter the.